Types of Boat Insurance Coverage
Boat insurance covers you in the event of a loss or damage to your boat. Your boat insurance policy may include the following:
Collision Damage
Includes repair or replacement of your boat.
Property Damage Liability
Covers damage you might cause to someone else’s boat, a dock, or other property or structures.
Bodily Injury Liability
Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.
Comprehensive
Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.
Additional Coverage Options
Coverage for medical payments, fishing equipment, oil spills, personal property and roadside assistance.