Boat Insurance

Types of Boat Insurance Coverage

Boat insurance covers you in the event of a loss or damage to your boat. Your boat insurance policy may include the following:

Collision Damage

Includes repair or replacement of your boat.

Property Damage Liability

Covers damage you might cause to someone else’s boat, a dock, or other property or structures.

Bodily Injury Liability

Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.


Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.

Additional Coverage Options

Coverage for medical payments, fishing equipment, oil spills, personal property and roadside assistance.


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