Types Of Car Insurance Coverage
We offer many different types of coverages, see which one is a better fit for you!
If you can use an accident, this two-part coverage including bodily injury liability and property damage liability, will pay for the other party’s medical bills and vehicle repairs.
This protects your vehicle against certain types of damage not caused by an accident, such as theft, a falling object or a natural disaster.
This type of coverage will pay to fix or replace your own vehicle after an accident.
PERSONAL INJURY PROTECTION (PIP)
Often referred to as “no-fault insurance,” personal injury protection covers medical expenses you incur in an accident regardless of fault.
AUTO MEDICAL PAYMENTS (MEDPAY)
It covers accident-related medical expenses for you, your passengers, your household members and other policyholders.
UNINSURED / UNDERINSURED MOTORIST COVERAGE
Some drivers will drive without auto insurance. Others won’t have adequate coverage. In the event you are injured or your car is damaged in an accident caused by this sort of driver, this coverage can pay for medical bills and car repairs.
While your car is being repaired under a claim, rental reimbursement will keep you on the road by covering the cost of a rental car.
EMERGENCY ROADSIDE ASSISTANCE
This coverage option will provide assistance if you lock yourself out of your car, need a tow or jump start, get a flat tire or run out of gas.
NON-OWNER CAR INSURANCE
This is a type of liability insurance for people who do not own their own car.
An SR-22 is a certification that insurance companies send to the state to confirm that high-risk drivers are carrying the minimum required insurance.